How does Lertha connect to my bank?
Read-only access through a regulated open-banking partner. We never see your bank login and cannot move money.
Lertha reads your balances and transactions through a regulated open-banking partner. You authorise the connection with your bank, not with us.
What that means in practice
- Read-only by design. Lertha can read balances and transaction history. It cannot initiate a payment, a transfer or a debit.
- We never see your bank login. Your credentials go to your bank's own authorisation screen. Lertha never receives or stores them.
- You can disconnect. Remove an account in the app at any time and Lertha stops reading it.
Lertha will never ask you for your bank password, PIN, OTP, BVN or full card number. Not in the app, not in an email, not in this chat. See Security, and how to spot a fake Lertha.
Still stuck?
Ask Lertha reads these pages and cites them. If it cannot help, it passes your question to the team and a person replies by email.
Last updated 19 September 2026